October 19th is International Credit Union Day, stop in and sign up for a chance to win a $10 gift card!

Online banking will be unavailable from 11:00 pm ET on Saturday, September 23 to 6:00 am ET on Sunday, September 24th for scheduled maintenance.

Whether you’re an undergraduate or graduate student, get money for school from Sallie Mae^®.   Student loans from CBW Schools FCU in partnership with Sallie Mae^® could help!

For borrowers attending a degree-granting institution, Sallie Mae^® higher education loans are designed for the needs of undergraduate and graduate students.

• Competitive interest rates

• Multiple repayment options

• No originations fees; no prepayment penalty¹

Smart Option Student Loan^® for Undergraduate Students

Plus, the graduate loan suite is designed to meet the needs of students in specific fields of study.

Find out which loan is right for you

Borrow responsibly

We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college.  Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

These loans are made by Sallie Mae Bank or a lender partner.  CBW Schools FCU is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

Smart Option Student Loan and graduate loan products:  These loans are for students at participating degree-granting schools.  Smart Option Student Loan information is for undergraduates only.  Graduate Certificate/Continuing Education coursework is not eligible for MBA, Medical, Dental, and Law School Loans.  Students who are not U.S. citizens or U.S. permanent residents must reside in the U.S., attend a participating school in the U.S., apply with a creditworthy cosigner (who must be a U.S. Citizen or U.S. Permanent resident) and provide an unexpired government-issued photo ID to verify their identity.  Applications are subject to a requested minimum loan amount of $1,000.  Current credit and other eligibility criteria apply.

¹Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note – first to Unpaid Fees and costs, then to Unpaid Interest, and then to the Current Principal.

SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES AND BENEFITS AT ANY TIME WITHOUT NOTICE.

© 2021 Sallie Mae Bank.  All rights reserved.  Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are services marks or registered service marks of Sallie Mae Bank.  All other names and logos used are the trademarks or service marks of their respective owners.  SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.

Cybercriminals are targeting financial institution customers directly through known and trusted channels of communication, such as telephone, text messages and email. They use these methods to gain your trust as an official communication from C-B-W.

It is important to NEVER provide personal or financial information such as social security numbers, card numbers, user name or passwords, and one-time passcodes when responding to telephone calls, e-mails or text messages.

Sadly, cybercriminals prey on people in times of change or uncertainty. They are always looking to catch you off guard and exploit your personal information. Continue to remain vigilant and keep your personal information safe.

C-B-W will never contact you via phone or email and ask for the following information:
• Account numbers
• PIN numbers
• Passwords
• Social security number

Other ways that cybercriminals try to exploit are the following:
• NEVER trust caller ID or text messages. Their efforts may include ‘spoofing’ our telephone number so it appears as “C-B-W” on your caller ID
• Watch email addresses and website addresses with slightly altered spellings
• Watch for aggression or urgency from the caller. If you feel uncomfortable, hang up and call someone you trust.
• Gift cards are for gifts, not to make payments. Responsible companies will not ask you to pay in unusual ways such as with gift cards or money orders.
• Winning money or prizes from a contest that you did not enter.

Once again, C-B-W will NEVER initiate a call and ask you for your account numbers, PIN numbers, passwords or social security number. If you are unsure, have questions or concerns, please call the Credit Union at 814-487-5714.

C-B-W Schools Federal Credit Union Complex office will close early at 3:30pm on the 3rd Tuesday of every month.

C-B-W Schools Federal Credit Union Sidman office will close early at 4:00pm on the 3rd Tuesday of every month.

Free fraud prevention publications for older adults from the Consumer Financial Protection Bureau.  For more resources, visit: consumerfinance.gov/olderamericans