Privacy Policy







 Rev. May 2012 

FACTS   

WHAT DOES C-B-W SCHOOLS FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

Why?        Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share and protect your personal information.  Please read this notice carefully to understand what we do.

What?      

The types of personal information we collect and share depend on the product or service you have with us. This information can include: 

  • Social Security number, birthdate, account numbers and balances
  • Payment and transaction history
  • Credit History, credit scores, employment and income information 

When you are no longer our customer, we may continue to share your information as described in this notice

How?        All financial companies need to share customers' personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customers' personal information; the reasons C-B-W Schools Federal Credit Union chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information

Does C-B-W Schools Federal Credit Union Share?

Can you limit this sharing?

For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes - to offer our products and services to you

No

We don't share

For marketing with other financial companies -

No

We don't share

For our affiliates' everyday business purposes - information about your transactions and experiences

No

We don't share

For our affiliates' everyday purposes - information about your creditworthiness

Yes

Yes

For our affiliates to market to you

Yes

Yes

For nonaffiliates to market to you

No

We don't share

 

Questions?      Call 814-487-5714 or toll free 800-843-4458

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Mail-in Form
Leave Blank
OR
( If you have a joint account, your choices will apply to everyone on your account unless you mark below. )

Mark any/all you want to limit:

[   ]  Do not allow your affiliates to use my personal information to market to me.

[   ]  Do not share information about my creditworthiness with your affiliates for thier everyday business purposes.

 

[   ]  Apply my choices only to me

Name:_________________________________

Address:_______________________________

City, State, Zip:_________________________

Mail to:

C-B-W Schools Federal

Credit Union

PO Box 400

Sidman, PA 15955

 

 

 

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Who we are
Who is providing this notice? C-B-W Schools Federal Credit Union

What we do
How does C-B-W Schools Federal Credit Union protect my personal information? To Protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.
How does C-B-W Schools Federal Credit Union collect my personal information?

 

We collect your personal information, for example, when you: 

  • open an account or deposit or withdraw money
  • pay your bills or apply for a loan or make a wire transer
  • use your credit or debit card or file an insurance claim

We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

 

Why can't I limit all sharing?

Federal law gives you the right to limit only: 

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

 


 

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