Rates














Loans | Savings | Certificates

 

 

Loans Rate APR* Term  
Share Secured Loans - 2% higher than the regular share rate   0.000 144  
Certificate Secured Loans - 2% higher than the certificate rate   0.000 144  
New Vehicles (48 months or less) 4.590 4.590 48 Calculator
New Vehicles ( 49 to 60 months) 4.790 4.790 60 Calculator
New Vehicles ( 61 to 72 months) 5.190 5.190 72 Calculator
Used Vehicles (36 months or less) 4.790 4.790 36 Calculator
Used Vehicle (36 to 60 months) 4.990 4.990 60 Calculator
Used Vehicle (61 to 72 months) 5.490 5.490 72 Calculator
Home Equity Line of Credit (Variable Rate) 5.000 5.000 n/a Calculator
1st Lien Mortgage Loans (Under 5 years) 4.490 4.490 60 Calculator
1st Lien Mortgage Loans (5 to 10 years) 4.790 4.790 120

Calculator

1st Lien Mortgage Loans (10 to 15 years)

4.990 4.990 180 Calculator
1st Lien Mortgage Loans (15 to 20 years) 5.490 5.490 240 Calculator
2nd Lien Mortgage Loans (Under 5 years) 4.990 4.990 60 Calculator
2nd Lien Mortgage Loans (5 to 10 years) 5.290 5.290 120

 Calculator 

2nd Lien Mortgage Loans (10 to 15 years) 5.490 5.490 180

Calculator

2nd Lien Mortgage Loans (15 to 20 years) 5.990 5.990

240

Calculator
Unsecured Loans (up to $5000 per member) 9.900 9.900 36 Calculator
VISA Purchases 9.900 9.900 n/a Calculator

 

*APR = Annual Percentage Rate
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Savings Dividend Rate APY* Term
Regular Shares 0.500 0.510 n/a
Christmas Club 0.500 0.510 n/a
Vacation Club 0.500 0.510 n/a
IRA Share Account (Under $500) 0.500 0.510 n/a
Checking Account 0.100 0.100 n/a

 

*APY = Annual Percentage Yield
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Certificates Dividend Rate APY* Term
1 Year Compounding Certificate - Minimum Deposit $1,000 1.400 1.410 12
2 Year Certificate - Minimum Deposit $5,000 1.750 1.750 24
Mini-Jumbo - 1 Year Certificate - Minimum Deposit $50,000 1.500 1.500 12
High Yield - 1 Year Certificate - Minimum Deposit $10,000 1.450 1.450 12
1 Year Certificate - Non Compounding - Minimum Deposit $1,000 1.350 1.350 12
180 Day Certificate - Minimum Deposit $2,500 1.000 1.000 6
90 Day Certificate - Minimum Deposit $2,500 0.650 0.650 3
IRA Certificate - Minimum Deposit $500 1.450 1.460 12

 

*APY = Annual Percentage Yield
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