Rates














Loans | Savings | Certificates

 

 

Loans Rate APR* Term  
Share Secured Loans - 2% higher than the regular share rate   0.000 144  
Certificate Secured Loans - 2% higher than the certificate rate   0.000 144  
New Vehicles (48 months or less) 5.240 5.240 48 Calculator
New Vehicles ( 49 to 60 months) 5.490 5.490 60 Calculator
New Vehicles ( 61 to 72 months) 5.740 5.740 72 Calculator
Used Vehicles (36 months or less) 5.740  5.740 36 Calculator
Used Vehicle (36 to 60 months) 5.990 5.990 60 Calculator
Used Vehicle (61 to 72 months) 6.240 6.240 72 Calculator
Home Equity Line of Credit (Variable Rate) 5.000 5.000 n/a Calculator
Mortgage Loans (Under 5 years) 5.290 5.290 60 Calculator
Mortgage Loans (5 to 10 years) 5.790 5.790 120 Calculator
Mortgages (Over 10 years) 6.290 6.290 180 Calculator
Unsecured Loans (up to $5000 per member) 9.900 9.900 36 Calculator
VISA Purchases 9.900 9.900 n/a Calculator

 

*APR = Annual Percentage Rate
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Savings Dividend Rate APY* Term
Regular Shares 0.500 0.510 n/a
Christmas Club 1.000 1.010 n/a
Vacation Club 1.000 1.010 n/a
IRA Share Account (Under $500) 1.250 1.260 n/a
Checking Account 0.250 0.250 n/a

 

*APY = Annual Percentage Yield
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Certificates Dividend Rate APY* Term
1 Year Compounding Certificate - Minimum Deposit $1,000 2.500 2.520 12
2 Year Certificate - Minimum Deposit $5,000 3.000  3.000 24
Mini-Jumbo - 1 Year Certificate - Minimum Deposit $50,000 2.800 2.800 12
High Yield - 1 Year Certificate - Minimum Deposit $10,000 2.650 2.650 12
1 Year Certificate - Non Compounding - Minimum Deposit $1,000 2.250 2.250 12
6 Month Certificate - Minimum Deposit $2,500 2.000 2.000 6
3 Month Certificate - Minimum Deposit $2,500 1.500 1.500 3
IRA Certificate - Minimum Deposit $500 2.750 2.780 12

 

*APY = Annual Percentage Yield
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