Deposits into Roth, Traditional, or Educational IRA's result in tax savings or tax deferred benefits for you. They also offer an excellent way to save for a secure future upon your retirement.

ROTH - Interest earned is tax-free if certain restrictions apply.

TRADITIONAL - Taxes on earnings are deferred until withdrawals are made. You may also qualify for deposits that reduce your taxable income.

EDUCATIONAL - Deposits of up to $2000 annually per child are designed to assist those saving for post high school expenses.

If you currently have an IRA with another financial institution, you may transfer it to C-B-W where you may receive higher interest, convenient services and federal insurance.

You may also open a Rollover IRA if you are retiring from your job and you are to receive a lump sum distribution from a retirement plan. Otherwise all, or part, of the distribution may be taxed to you at the time it is received.

Contact us, we'll be happy to assist you with your IRA needs. Take advantage of IRA's. Make sure that when you retire, you'll have more to spend than just time!